Unified Finance Suite

A VAT-compliant, unified platform for all your back-office needs

Zoho Finance Plus is a VAT-compliant, unified back-office suite that integrates accounting, invoicing, inventory, subscription billing, expense management, and payments into a single connected platform.

  • Certified Zoho Premium Partner
  • UAE
  • Saudi Arabia
  • Egypt

Powered by Zoho

25+Years in business
150+Countries
100M+Users worldwide
16Global data centres
55+Business apps

The challenge

Finance teams waste hours reconciling data across disconnected invoicing, expense, and accounting tools, while manual processes create errors in VAT filings and delay the order-to-payment cycle. Lack of a unified ledger means leadership is always working with yesterday's numbers.

One suite, eight connected apps

Books
Zoho Books

Comprehensive cloud accounting platform.

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Invoice
Zoho Invoice

Invoice like a professional and get paid faster.

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Inventory
Zoho Inventory

Inventory and order management — track items, streamline sales, oversee warehouses.

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Billing
Zoho Billing

Every billing need — one-time invoicing, complex subscriptions, payment tracking — so you get paid on time.

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Expense
Zoho Expense

Travel and expense management — streamline corporate travel, automate reporting, control spend.

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Checkout
Zoho Checkout

Create personalized payment pages; accept one-time and recurring payments.

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Commerce
Zoho Commerce

Build, run, and grow your online store from one ecommerce platform.

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Payroll
Zoho Payroll

Simplify every pay run while staying fully compliant with UAE payroll laws.

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Why an integrated suite wins

Zoho Finance Plus eliminates data silos by connecting Books, Inventory, Billing, Expense, and Checkout into one real-time financial ecosystem. Automated bank feed reconciliation, 70+ accounting reports, and PCI-compliant payment pages give finance teams complete visibility and control from quote to cash.

Multiple apps, single platform

All Zoho Finance apps are built from the ground up to work together. Information entered in one app is reflected in the rest, so your data is always up to date.

Improved quote-to-cash

Quotes and orders raised in one app are immediately available in the others — fulfil the order, invoice the customer, and collect payment without re-keying.

Subscription-economy ready

A solid recurring-billing engine sits alongside traditional accounting, so you can run subscription and one-off revenue side by side.

Faster employee reimbursements

Zoho Expense automates the reimbursement approval flow; every expense lands in the right account automatically.

Better business decisions

With every back-office app connected, real-time information flows between them — no manually stitching data from different sources.

Ease of administration

One administrative console manages users across departments, with role-based access to each app from a central panel.

Built for MENA compliance

UAE

VAT-compliant from day one

UAE VAT (5%), VAT-return generation, and FTA-ready records configured by Wanas Apps.

Saudi Arabia

ZATCA Phase 2 / FATURA

Saudi Arabia e-invoicing (ZATCA Phase 2, FATURA) integration for compliant invoices.

Egypt

ETA e-invoicing

Integration with the Egyptian Tax Authority (ETA) e-invoice mandate.

UAE

WPS-ready payroll

Zoho Payroll runs every pay cycle in line with UAE payroll laws and the Wages Protection System.

Is Finance Plus right for you?

Finance Plus vs. standalone apps

One bundled subscription replaces separate Books, Billing, Inventory, Expense, Checkout, Payroll and Commerce plans — at a lower combined cost, with the data already connected.

Finance Plus vs. Zoho One

Finance Plus is the finance-focused bundle (accounting, billing, expense, inventory, payroll). Zoho One adds all 45+ Zoho apps — CRM, HR, marketing. Wanas Apps helps you pick the right fit.

What you can do with Finance Plus

  • Automated bank-feed reconciliation & 70+ accounting reports (Books)
  • Professional invoicing with online payment collection (Invoice)
  • Multi-currency inventory, order & warehouse management (Inventory)
  • Subscription billing & revenue recognition (Billing)
  • Receipt scanning, mileage & approval-flow expense control (Expense)
  • Personalized one-time & recurring payment pages (Checkout)
  • UAE-compliant payroll with automated pay runs (Payroll)
  • Built-in ecommerce storefront, synced to your books (Commerce)

Why implement with Wanas Apps

As a certified Zoho Premium Partner, Wanas Apps delivers Zoho Finance Plus implementations across UAE, Saudi Arabia, and Egypt — unifying your entire finance stack, from accounting and billing to expense, payroll and inventory, in a single integrated suite built for MENA compliance.

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Expert Implementation

Our certified Zoho consultants will tailor Zoho Finance Plus to your exact business workflows, ensuring a seamless deployment.

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Dedicated Training

Empower your team with customized training sessions and comprehensive onboarding for maximum software adoption.

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Custom Integrations

Connect Finance Plus with your existing ecosystem using advanced API, Catalyst, and Deluge script integrations.

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Premium Support

Get reliable, localized support across the MENA region, ensuring your business operations never miss a beat.

Trusted by finance teams across MENA

"Zoho Inventory is highly customizable, allowing changes through automations and custom fields. It tracks product units down to the last one and speeds up order fulfillment. The built-in reports module makes generating essential business reports easy, with amazing support from their team."

"Accountants need a tool that offers visibility into client businesses and supports their firm's operations. Zoho Practice is a comprehensive solution for managing clients, providing insightful analysis, and streamlining operations, empowering finance professionals with all the capabilities they need."

Frequently asked questions

What is Zoho Finance Plus and what does it include?

Zoho Finance Plus is an integrated financial management suite that bundles Zoho Books, Zoho Invoice, Zoho Billing, Zoho Expense, Zoho Inventory, Zoho Checkout, Zoho Payroll and Zoho Commerce under a single subscription. It eliminates data silos between your accounting, billing, and inventory teams. Businesses in the UAE and Saudi Arabia use it to manage the full order-to-cash and procure-to-pay cycle in one platform.

Which Zoho apps are included in Finance Plus?

Eight connected apps: Zoho Books (accounting), Zoho Invoice (invoicing), Zoho Billing (subscriptions), Zoho Expense (travel & spend), Zoho Inventory (stock & orders), Zoho Checkout (payment pages), Zoho Payroll (UAE payroll), and Zoho Commerce (online store) — all sharing one data layer.

How much does Zoho Finance Plus cost in the UAE?

Zoho Finance Plus is priced as a bundled suite, offering significant savings over purchasing each app individually. As a certified Zoho Premium Partner, Wanas Apps provides AED-denominated pricing and can guide you to the right plan based on your transaction volume and user count. Contact us for a tailored quote reflecting UAE VAT and your specific requirements.

Is Zoho Finance Plus compliant with UAE VAT and Saudi Arabia ZATCA regulations?

Yes — Zoho Finance Plus supports UAE VAT (5%) filing, VAT return generation, and Saudi Arabia ZATCA Phase 2 e-invoicing (FATURA). For Egypt, it integrates with the Egyptian Tax Authority (ETA) e-invoice mandate. Wanas Apps configures the tax rules, chart of accounts, and e-invoice workflows to meet local regulatory requirements from day one.

Does Zoho Finance Plus handle UAE payroll?

Yes. Zoho Payroll is part of the bundle and runs every pay cycle in line with UAE payroll laws and the Wages Protection System (WPS), with gratuity and end-of-service calculations. Wanas Apps configures pay components, approvals and WPS SIF export during implementation.

How long does a Zoho Finance Plus implementation take?

A standard Zoho Finance Plus implementation for an SME typically takes 3 to 6 weeks, covering data migration, chart of accounts setup, tax configuration, and user training. More complex deployments with multi-entity structures or third-party ERP integrations may extend to 8 to 12 weeks. Wanas Apps follows a phased methodology to ensure your team is productive quickly.

What is the difference between Zoho Finance Plus and Zoho One?

Zoho Finance Plus is a finance-focused bundle covering accounting, billing, expenses, payroll and inventory — ideal for businesses that need deep financial automation without the full Zoho One suite. Zoho One covers all 45+ Zoho applications including CRM, HR, and marketing. Wanas Apps can help you evaluate which bundle delivers the best value for your business in the MENA region.

Book a consultation

Already on Zoho? Our certified team configures Finance Plus for UAE VAT, KSA ZATCA, and Egypt ETA.

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New to Zoho Finance? Start a free trial and see the connected suite in action.